New £10 million pilot scheme has been announced which will increase energy efficiency and help repair homes across Scotland.

More people will be able to make their homes warm and water-tight through a new £10 million fund that will also boost the building trades.

The pilot scheme in Glasgow, Argyll and Bute and Perthshire will provide equity loans of up to £40,000 to home owners on low incomes to help them make essential repairs to leaking roofs and building structures.

The funding can be used either as a single equity loan or with other existing Scottish Government grants to fund more expensive measures like solid wall insulation or a package of energy efficiency works.

Housing Minister Kevin Stewart announced the pilot ahead of his attendance at the launch of Under One Roof. The new website will provide free and impartial advice to private flat owners and help them understand their obligations when it comes to property and shared spaces.

He said: “Making sure everyone has access to a warm and affordable home is a priority for this Government which is why we have committed half a billion pounds over the next four years, meaning over £1 billion by 2021, to tackling fuel poverty and improving energy efficiency.

We know leaking roofs and poor building structures can drive up energy bills and make them more difficult to heat, but for low income households they can often be too costly to repair.

This £10 million scheme will provide households with loans to carry out essential repair work and install energy efficiency improvements.

This will help us make homes warmer and easier to heat, with our record investment already resulting in two fifths of Scottish homes now being in the top three energy efficiency ratings – an increase of 71% since 2010.”

Mary Taylor, Chief Executive of SFHA, said: “We welcome the announcement of the equity loan scheme. It is extremely important that we invest in the energy efficiency of existing homes to provide affordable warmth and reduce carbon emissions. It is also important that we invest in existing buildings and keep them in a good state of repair.”